What's in a name?

Posted by JSCFinancial on Friday 21st of May 2021

What's in a name?

We explore what makes an emerging market and why they can offer attractive investment opportunities.

For example, South Korea is one of the world’s largest and wealthiest nations. Its GDP per capita – which measures economic output divided by total population – was $31,846 in 2019, outranking countries like Spain, which had a GDP per capita of $29,600. Yet South Korea is still classed as an emerging market in many stock market indices, such as the MSCI Emerging Markets Index. So why does the country fall into this c...


Unlocking the value in your home

Posted by JSCFinancial on Friday 21st of May 2021

Unlocking the value in your home

The number of people using equity release schemes fell last year as older homeowners grew more cautious.

Older homeowners seemed to be more reluctant to release cash from their homes in 2020, according to the Equity Release Council. Data from the trade body shows drawdowns from lifetime mortgages fell by 21% last year and 10% fewer plans were agreed than in 2019.

This drop suggests the coronavirus pandemic affected the equity release market in 2020, with activity slipping to a four-year low between A...


Don't lose out to inflation

Posted by JSCFinancial on Friday 21st of May 2021

Don’t lose out to inflation

Putting your hard-earned cash into savings accounts may not be the most efficient way to make your money work for you.

If you’ve been placing your cash into a savings account over the past decade, you might be surprised to find that your money could now be worth less now than when you first put it away. According to research from AJ Bell, if you’d put £10,000 into a cash ISA 10 years ago, it would now be worth £9,772 even when accounting for interest.

So why is this? Inflation is currently outpacing inter...


NEW BLOG - Investment Update May 2021: A positive outlook

Posted by JSCFinancial on Tuesday 11th of May 2021

A positive outlook

The economic recovery is gathering momentum as the pandemic recedes and successful vaccination programmes continue to roll out on both sides of the Atlantic.

April saw the continuation of progress made in March, as a more settled month in the investment markets, with equities performing well and bonds showing stability and positive returns. The International Monetary Fund (IMF) increased its forecast for growth in 2021 to 6%, citing stimulus bills in richer countries helping economies bounce back from the Covid-19 ...


Daily Investor Update 06 May

Posted by JSCFinancial on Thursday 6th of May 2021

With the vaccine rollout continuing to progress and the gradual easing of lockdown restrictions, there appears to be some light at the end of the tunnel. With this in mind, we hope you and your close ones are staying safe.

The coronavirus pandemic has caused significant volatility in global equity markets and we continue to see larger daily falls and gains than we would normally expect. It is therefore really important that you think twice before taking any action over your pensions and investments.

The FTSE 100 index was up 1.7% yesterd...


NEW BLOG - Protect your peace of mind when moving home

Posted by JSCFinancial on Friday 30th of April 2021

Moving home can be a hectic and exciting time, but don’t forget about protection – taking out the appropriate policies can save you a lot of stress in the long term.

If you’ve just moved home or are about to, it probably feels like you’ve been caught up in a bit of a whirlwind over the past few months. With searching for a property during a pandemic, making the move before the stamp duty holiday ends and potentially getting caught up in the resulting conveyancing backlog, protection policies are probably not top of your priority list.

Ye...


Daily Investor Update 28 April

Posted by JSCFinancial on Wednesday 28th of April 2021

With the vaccine rollout continuing to progress and the gradual easing of lockdown restrictions, there appears to be some light at the end of the tunnel. With this in mind, we hope you and your close ones are staying safe.

The coronavirus pandemic has caused significant volatility in global equity markets and we continue to see larger daily falls and gains than we would normally expect. It is therefore really important that you think twice before taking any action over your pensions and investments.

The FTSE 100 index was down 0.3% yeste...


New Blog - The perks of protection

Posted by JSCFinancial on Friday 23rd of April 2021

The perks of protection

As well as peace of mind, many insurance providers offer additional benefits that you may not know about.

Whether we’re crossing the road or getting on a plane, we encounter risks every day. For many of us, life has felt more uncertain than ever over the past year as we continue to deal with the coronavirus pandemic. Although we can’t always control what’s happening in our lives, we can plan for the unexpected.

By taking out a protection policy, you can safeguard your family’s finances if your situation chang...


Daily Investor Update 23 April

Posted by JSCFinancial on Friday 23rd of April 2021

With the vaccine rollout continuing to progress and the gradual easing of lockdown restrictions, there appears to be some light at the end of the tunnel. With this in mind, we hope you and your close ones are staying safe.

The coronavirus pandemic has caused significant volatility in global equity markets and we continue to see larger daily falls and gains than we would normally expect. It is therefore really important that you think twice before taking any action over your pensions and investments.

The FTSE 100 index was up 0.6% yesterd...


Get on the property ladder with the Help to Buy scheme

Posted by JSCFinancial on Thursday 22nd of April 2021

Get on the property ladder with the Help to Buy scheme

All you need to know about upcoming changes to the government’s Help to Buy equity loan scheme.

If you’re looking to buy your first home, you probably already know about the government’s Help to Buy equity loan scheme. It’s proved popular since launch in 2013, with almost 300,000 properties bought as part of the initiative so far. But some aspects of the scheme are changing later this year, and it’s important you understand whether you’ll still be eligible for help.

Are you eli...


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