Paul specialises in making complex financial matters seem more straightforward. His areas of expertise include: Retirement Planning, Pensions, Investing for the Future, Mortgages Including Buy to Let, and various areas of Protection too. He helps his clients through the use of cashflow forecasting and by ensuring he has a good understanding of their needs and goals, and what is important to them, helping them to make the right decisions for their financial future.

Mel's experience and knowledge in her previous role as a Solicitor for many years, and running a separate Will Writing and Estate Planning business, helps her clients understand complex matters in later life planning, protection for their families and Inheritance and tax planning issues, in a friendly and relaxed way.

Ash has a wealth of experience helping clients with anything mortgage and protection related. She previously worked for TSB and Nationwide and joined us in Nov 2019. She is a crucial member of our team and is focused on achieving positive client outcomes and strives for excellence in her role.

Sara is the latest edition to the JSC team, joining us in September 2022 as a valuable member of the support team providing administrative support for our advisers and keeping our clients informed with each stage of their financial planning process. She previously worked for NFU mutual for over 4 years as an administrative and training assistant, prior to having her first child and taking a career break.